ISO 20022 Message Definitions

This section gives access to the documentation related to the ISO 20022 message definitions

Please note that the Message Definition Reports (MDRs) and Message Usage Guidelines (MUG) are available at the level of the message set, not at the level of the message definition itself.

To download the MDRs, MUGs, schemas and any additional documentation, you have to select a message set (Account Switching, for example).

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Cards

5 Message Sets

Message sets

ATM Interface for Transaction Processing and ATM Management

Last Updated 28 February 2025

Download Complete Message Set

caam

ATM Management

Updated

Download

Message ID (scheme)

Message name

Submitting organisation

Downloads

caam.001.001.05

ATMDeviceReportV05

nexo

caam.002.001.04

ATMDeviceControlV04

nexo

caam.003.001.05

ATMKeyDownloadRequestV05

nexo

caam.004.001.05

ATMKeyDownloadResponseV05

nexo

caam.005.001.03

ATMDiagnosticRequestV03

nexo

caam.006.001.02

ATMDiagnosticResponseV02

nexo A.I.S.B.L. & IFX

caam.007.001.01

HostToATMRequestV01

nexo A.I.S.B.L. & IFX

caam.008.001.01

HostToATMAcknowledgementV01

nexo A.I.S.B.L. & IFX

caam.009.001.03

ATMReconciliationAdviceV03

nexo

caam.010.001.03

ATMReconciliationAcknowledgementV03

nexo

caam.011.001.02

ATMExceptionAdviceV02

nexo

caam.012.001.02

ATMExceptionAcknowledgementV02

nexo

caam.013.001.01

ATMConfigurationReportV01

nexo

caam.014.001.01

ATMConfigurationControlV01

nexo

caam.015.001.01

ATMReconciliationRequestV01

nexo

caam.016.001.01

ATMReconciliationResponseV01

nexo

catp

ATM Card Transactions

Download

Message ID (scheme)

Message name

Submitting organisation

Downloads

catp.001.001.03

ATMWithdrawalRequestV03

nexo

catp.002.001.03

ATMWithdrawalResponseV03

nexo

catp.003.001.03

ATMWithdrawalCompletionAdviceV03

nexo

catp.004.001.03

ATMWithdrawalCompletionAcknowledgementV03

nexo

catp.005.001.02

ATMRejectV02

nexo A.I.S.B.L. & IFX

catp.006.001.03

ATMInquiryRequestV03

nexo

catp.007.001.03

ATMInquiryResponseV03

nexo

catp.008.001.03

ATMCompletionAdviceV03

nexo

catp.009.001.03

ATMCompletionAcknowledgementV03

nexo

catp.010.001.03

ATMPINManagementRequestV03

nexo

catp.011.001.03

ATMPINManagementResponseV03

nexo

catp.012.001.02

ATMDepositRequestV02

nexo

catp.013.001.02

ATMDepositResponseV02

nexo

catp.014.001.02

ATMDepositCompletionAdviceV02

nexo

catp.015.001.02

ATMDepositCompletionAcknowledgementV02

nexo

catp.016.001.02

ATMTransferRequestV02

nexo

catp.017.001.02

ATMTransferResponseV02

nexo

Acquirer to Issuer Card Messages (ATICA)

Last Updated 04 March 2026

Download Complete Message Set

caad

Card Administration

Updated

Download

Message ID (scheme)

Message name

Submitting organisation

Downloads

caad.001.001.04

BatchManagementInitiationV04

ISO TC68/SC9/TG1

caad.002.001.04

BatchManagementResponseV04

ISO TC68/SC9/TG1

caad.003.001.04

BatchTransferInitiationV04

ISO TC68/SC9/TG1

caad.004.001.04

BatchTransferResponseV04

ISO TC68/SC9/TG1

caad.005.001.05

ReconciliationInitiationV05

ISO TC68/SC9/TG1

caad.006.001.05

ReconciliationResponseV05

ISO TC68/SC9/TG1

caad.007.001.05

ErrorV05

ISO TC68/SC9/TG1

caad.008.001.03

AdministrativeInitiationV03

ISO TC68/SC9/TG1

caad.009.001.03

AdministrativeResponseV03

ISO TC68/SC9/TG1

caad.010.001.03

CustomReportV03

ISO TC68/SC9/TG1

cafc

Fee collection

Updated

Download

Message ID (scheme)

Message name

Submitting organisation

Downloads

cafc.001.001.04

FeeCollectionInitiationV04

ISO TC68/SC9/TG1

cafc.002.001.04

FeeCollectionResponseV04

ISO TC68/SC9/TG1

cafm

File Management

Updated

Download

Message ID (scheme)

Message name

Submitting organisation

Downloads

cafm.001.001.04

FileActionInitiationV04

ISO TC68/SC9/TG1

cafm.002.001.04

FileActionResponseV04

ISO TC68/SC9/TG1

cafr

Fraud Reporting and Disposition

Updated

Download

Message ID (scheme)

Message name

Submitting organisation

Downloads

cafr.001.001.04

FraudReportingInitiationV04

ISO TC68/SC9/TG1

cafr.002.001.04

FraudReportingResponseV04

ISO TC68/SC9/TG1

cafr.003.001.04

FraudDispositionInitiationV04

ISO TC68/SC9/TG1

cafr.004.001.04

FraudDispositionResponseV04

ISO TC68/SC9/TG1

cain

Acquirer to Issuer Card Transactions

Updated

Download

Message ID (scheme)

Message name

Submitting organisation

Downloads

cain.001.001.05

AuthorisationInitiationV05

ISO TC68/SC9/TG1

cain.002.001.05

AuthorisationResponseV05

ISO TC68/SC9/TG1

cain.003.001.05

FinancialInitiationV05

ISO TC68/SC9/TG1

cain.004.001.05

FinancialResponseV05

ISO TC68/SC9/TG1

cain.005.001.05

ReversalInitiationV05

ISO TC68/SC9/TG1

cain.006.001.05

ReversalResponseV05

ISO TC68/SC9/TG1

cain.014.001.04

RetrievalFulfilmentInitiationV04

ISO TC68/SC9/TG1

cain.015.001.04

RetrievalFulfilmentResponseV04

ISO TC68/SC9/TG1

cain.016.001.04

InquiryVerificationInitiationV04

ISO TC68/SC9/TG1

cain.017.001.04

InquiryVerificationResponseV04

ISO TC68/SC9/TG1

cain.020.001.04

AmendmentV04

ISO TC68/SC9/TG1

cain.021.001.04

RetrievalInitiationV04

ISO TC68/SC9/TG1

cain.022.001.04

RetrievalResponseV04

ISO TC68/SC9/TG1

cain.023.001.04

CardManagementInitiationV04

ISO TC68/SC9/TG1

cain.024.001.04

CardManagementResponseV04

ISO TC68/SC9/TG1

cain.025.001.04

AddendumInitiationV04

ISO TC68/SC9/TG1

cain.026.001.04

AddendumResponseV04

ISO TC68/SC9/TG1

cain.027.001.04

ChargeBackInitiationV04

ISO TC68/SC9/TG1

cain.028.001.04

ChargeBackResponseV04

ISO TC68/SC9/TG1

canm

Network Management

Updated

Download

Message ID (scheme)

Message name

Submitting organisation

Downloads

canm.001.001.05

NetworkManagementInitiationV05

ISO TC68/SC9/TG1

canm.002.001.05

NetworkManagementResponseV05

ISO TC68/SC9/TG1

canm.003.001.05

KeyExchangeInitiationV05

ISO TC68/SC9/TG1

canm.004.001.05

KeyExchangeResponseV05

ISO TC68/SC9/TG1

casr

Settlement Reporting

Updated

Download

Message ID (scheme)

Message name

Submitting organisation

Downloads

casr.001.001.04

SettlementReportingInitiationV04

ISO TC68/SC9/TG1

casr.002.001.04

SettlementReportingResponseV04

ISO TC68/SC9/TG1

Card Payments Exchange - Acceptor to Acquirer

Last Updated 10 March 2026

Download Complete Message Set

caaa

Acceptor to Acquirer Card Transactions

Updated

Download

Message ID (scheme)

Message name

Submitting organisation

Downloads

caaa.001.001.15

AcceptorAuthorisationRequestV15

nexo

caaa.002.001.15

AcceptorAuthorisationResponseV15

nexo

caaa.003.001.15

AcceptorCompletionAdviceV15

nexo

caaa.004.001.14

AcceptorCompletionAdviceResponseV14

nexo

caaa.005.001.15

AcceptorCancellationRequestV15

nexo

caaa.006.001.14

AcceptorCancellationResponseV14

nexo

caaa.007.001.15

AcceptorCancellationAdviceV15

nexo

caaa.008.001.14

AcceptorCancellationAdviceResponseV14

nexo

caaa.009.001.14

AcceptorReconciliationRequestV14

nexo

caaa.010.001.13

AcceptorReconciliationResponseV13

nexo

caaa.011.001.15

AcceptorBatchTransferV15

nexo

caaa.012.001.14

AcceptorBatchTransferResponseV14

nexo

caaa.013.001.14

AcceptorDiagnosticRequestV14

nexo

caaa.014.001.13

AcceptorDiagnosticResponseV13

nexo

caaa.015.001.06

AcceptorRejectionV06

nexo

caaa.016.001.13

AcceptorCurrencyConversionRequestV13

nexo

caaa.017.001.13

AcceptorCurrencyConversionResponseV13

nexo

caaa.018.001.10

AcceptorCurrencyConversionAdviceV10

nexo

caaa.019.001.09

AcceptorCurrencyConversionAdviceResponseV09

nexo

caaa.020.001.07

TransactionAdviceV07

nexo

caaa.021.001.07

TransactionAdviceResponseV07

nexo

caaa.022.001.06

AcceptorNonFinancialRequestV06

nexo

caaa.023.001.06

AcceptorNonFinancialResponseV06

nexo

caaa.024.001.06

AcceptorTransactionLogReportRequestV06

nexo

caaa.025.001.06

AcceptorTransactionLogReportResponseV06

nexo

caaa.026.001.03

AcceptorToAcquirerBatchFileExchangeV03

nexo

caaa.027.001.03

AcquirerToAcceptorBatchFileExchangeV03

nexo

Card Payments Exchange - Terminal Management

Last Updated 04 March 2026

Download Complete Message Set

catm

Terminal Management

Updated

Download

Message ID (scheme)

Message name

Submitting organisation

Downloads

catm.001.001.15

StatusReportV15

nexo

catm.002.001.14

ManagementPlanReplacementV14

nexo

catm.003.001.15

AcceptorConfigurationUpdateV15

nexo

catm.004.001.05

TerminalManagementRejectionV05

nexo

catm.005.001.12

MaintenanceDelegationRequestV12

nexo

catm.006.001.08

MaintenanceDelegationResponseV08

nexo

catm.007.001.08

CertificateManagementRequestV08

nexo

catm.008.001.07

CertificateManagementResponseV07

nexo

Retailer Protocol

Last Updated 02 March 2026

Download Complete Message Set

casp

Sale to POI Card Transactions

Updated

Download

Message ID (scheme)

Message name

Submitting organisation

Downloads

casp.001.001.08

SaleToPOIServiceRequestV08

nexo

casp.002.001.08

SaleToPOIServiceResponseV08

nexo

casp.003.001.08

SaleToPOIReconciliationRequestV08

nexo

casp.004.001.08

SaleToPOIReconciliationResponseV08

nexo

casp.005.001.08

SaleToPOISessionManagementRequestV08

nexo

casp.006.001.08

SaleToPOISessionManagementResponseV08

nexo

casp.007.001.08

SaleToPOIAdministrativeRequestV08

nexo

casp.008.001.08

SaleToPOIAdministrativeResponseV08

nexo

casp.009.001.08

SaleToPOIReportRequestV08

nexo

casp.010.001.08

SaleToPOIReportResponseV08

nexo

casp.011.001.08

SaleToPOIAbortV08

nexo

casp.012.001.08

SaleToPOIEventNotificationV08

nexo

casp.013.001.02

SaleToPOIMessageRejectionV02

nexo

casp.014.001.08

SaleToPOIMessageStatusRequestV08

nexo

casp.015.001.08

SaleToPOIMessageStatusResponseV08

nexo

casp.016.001.08

SaleToPOIDeviceRequestV08

nexo

casp.017.001.08

SaleToPOIDeviceResponseV08

nexo

Which documents can I download from the catalogue of messages?

The following documentation is provided:

a Message Definition Report (MDR) and, when necessary a Message Usage Guide (MUG), fully describing each message set
the schema of each message definition
examples of message instances, when provided by the submitting organization
the Business Application Header (BAH) documentation.

Versions

All communities of ISO 20022 users are invited to consider using always the most recent version of the message definitions to ensure worldwide coherence of the versions in use.

Although previous versions remain available in the ISO 20022 Message Archive.

ISO 20022 Business Areas

Access the list of Business Areas defined by the Registration Authority to classify ISO 20022 Message Definitions and the corresponding four-character code used in the Message Identifier of related ISO 20022 Message Definitions

ISO 20022 Message Definitions

This section gives access to the documentation related to the ISO 20022 message definitions

To download the MDRs, MUGs, schemas and any additional documentation, you have to select a message set (Account Switching, for example).

Search inside our catalogue

Message sets

ATM Interface for Transaction Processing and ATM Management

ATM Management

ATM Card Transactions

Acquirer to Issuer Card Messages (ATICA)

Card Administration

Fee collection

File Management

Fraud Reporting and Disposition

Acquirer to Issuer Card Transactions

Network Management

Settlement Reporting

Card Payments Exchange - Acceptor to Acquirer

Acceptor to Acquirer Card Transactions

Card Payments Exchange - Terminal Management

Terminal Management

Retailer Protocol

Sale to POI Card Transactions

Which documents can I download from the catalogue of messages?

Versions

ISO 20022 Business Areas

Investment Roadmap