ISO 20022 Payments messages

This section gives access to the description of the latest version of ISO 20022 Payments message sets and their variants. Previous versions remain available in the ISO 20022 Message Archive.

The following documentation is available on this page:

  • a Message Definition Report (MDR) and, when necessary, a Message Usage Guide (MUG) fully describing each message set
  • the schema of each message definition
  • examples of message instances, when provided by the submitting organization.

The e-Repository includes all current and previous versions of ISO 20022 message definitions, their variants and extensions in a processable EMF format.

 

List of ISO 20022 payments message definitions per message set

 

Account Switching

(Recommended Message Transport Mode: TBD)

acmt - Account Management

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
AccountSwitchInformationRequestV01 acmt.027.001.01 Payments UK See MDR Part 1 Section 7 MDR
AccountSwitchInformationResponseV01 acmt.028.001.01 Payments UK  
AccountSwitchCancelExistingPaymentV01 acmt.029.001.01 Payments UK  
AccountSwitchRequestRedirectionV01 acmt.030.001.01 Payments UK  
AccountSwitchRequestBalanceTransferV01 acmt.031.001.01 Payments UK  
AccountSwitchBalanceTransferAcknowledgementV01 acmt.032.001.01 Payments UK  
AccountSwitchNotifyAccountSwitchCompleteV01 acmt.033.001.01 Payments UK  
AccountSwitchRequestPaymentV01 acmt.034.001.01 Payments UK  
AccountSwitchPaymentResponseV01 acmt.035.001.01 Payments UK  
AccountSwitchTerminationSwitchV01 acmt.036.001.01 Payments UK  
AccountSwitchTechnicalRejectionV01 acmt.037.001.01 Payments UK  
Last updated on:
20 March 2018
Authorities Financial Investigations

(Recommended Message Transport Mode: TBD)

auth - Authorities

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report Diagrams
InformationRequestOpeningV01 auth.001.001.01 FFI N/A MDR Download (1)
InformationRequestResponseV01 auth.002.001.01 FFI N/A
InformationRequestStatusChangeNotificationV01 auth.003.001.01 FFI N/A
Last updated on:
31 May 2013
(1) Unzip the zipped file in a separate local folder. In that folder or any subfolder, double click on the .wmf or .png file of your choice, and the diagram file will be shown.
Bank Account Management

(Recommended Message Transport Mode: Active)

acmt - Account Management

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
AccountOpeningRequestV02 acmt.007.001.02 SWIFT N/A MDR
AccountOpeningAmendmentRequestV02 acmt.008.001.02 SWIFT N/A
AccountOpeningAdditionalInformationRequestV02 acmt.009.001.02 SWIFT N/A
AccountRequestAcknowledgementV02 acmt.010.001.02 SWIFT N/A
AccountRequestRejectionV02 acmt.011.001.02 SWIFT N/A
AccountAdditionalInformationRequestV02 acmt.012.001.02 SWIFT N/A
AccountReportRequestV02 acmt.013.001.02 SWIFT N/A
AccountReportV02 acmt.014.001.02 SWIFT N/A
AccountExcludedMandateMaintenanceRequestV02 acmt.015.001.02 SWIFT N/A
AccountExcludedMandateMaintenanceAmendmentRequestV02 acmt.016.001.02 SWIFT N/A
AccountMandateMaintenanceRequestV02 acmt.017.001.02 SWIFT N/A
AccountMandateMaintenanceAmendmentRequestV02 acmt.018.001.02 SWIFT N/A
AccountClosingRequestV02 acmt.019.001.02 SWIFT N/A
AccountClosingAmendmentRequestV02 acmt.020.001.02 SWIFT N/A
AccountClosingAdditionalInformationRequestV02 acmt.021.001.02 SWIFT N/A
Last updated on:
31 May 2013
Bank-to-Customer Cash Management

(Recommended Message Transport Mode: Active)

camt - Cash Management

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
BankToCustomerAccountReportV07 camt.052.001.07 ISTH N/A MDR
BankToCustomerStatementV07 camt.053.001.07 ISTH N/A
BankToCustomerDebitCreditNotificationV07 camt.054.001.07 ISTH N/A
AccountReportingRequestV04 camt.060.001.04 SWIFT N/A
Last updated on:
08 February 2018
Bank Services Billing

(Recommended Message Transport Mode: Active)

camt - Cash Management

The message definition below is intended for use with the Business Application Header.

Message Name

Msg ID (Schema) Submitting Organisation Instances Msg Def Report & MUG
BankServicesBillingStatementV02 camt.086.001.02 TWIST & SWIFT N/A MDR
MUG 
Last updated on:
08 February 2016
Cash Management

(Recommended Message Transport Mode: Active)

camt - Cash Management

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
GetAccountV07 camt.003.001.07 SWIFT N/A MDR
ReturnAccountV08 camt.004.001.08 SWIFT N/A
GetTransactionV08 camt.005.001.08 SWIFT N/A
ReturnTransactionV08 camt.006.001.08 SWIFT N/A
ModifyTransactionV08 camt.007.001.08 SWIFT N/A
CancelTransactionV08 camt.008.001.08 SWIFT N/A
GetLimitV07 camt.009.001.07 SWIFT N/A
ReturnLimitV08 camt.010.001.08 SWIFT N/A
ModifyLimitV07 camt.011.001.07 SWIFT N/A
DeleteLimitV07 camt.012.001.07 SWIFT N/A
GetMemberV04 camt.013.001.04 SWIFT N/A
ReturnMemberV04 camt.014.001.04 SWIFT N/A
ModifyMemberV04 camt.015.001.04 SWIFT N/A
GetCurrencyExchangeRateV04 camt.016.001.04 SWIFT N/A
ReturnCurrencyExchangeRateV04 camt.017.001.04 SWIFT N/A
GetBusinessDayInformationV05 camt.018.001.05 SWIFT N/A
ReturnBusinessDayInformationV07 camt.019.001.07 SWIFT N/A
GetGeneralBusinessInformationV04 camt.020.001.04 SWIFT N/A
ReturnGeneralBusinessInformationV06 camt.021.001.06 SWIFT N/A
BackupPaymentV07 camt.023.001.07 SWIFT N/A
ModifyStandingOrderV06 camt.024.001.06 SWIFT N/A
ReceiptV05 camt.025.001.05 SWIFT N/A
GetReservationV05 camt.046.001.05 SWIFT N/A
ReturnReservationV06 camt.047.001.06 SWIFT N/A
ModifyReservationV05 camt.048.001.05 SWIFT N/A
DeleteReservationV05 camt.049.001.05 SWIFT N/A
LiquidityCreditTransferV05 camt.050.001.05 SWIFT N/A
LiquidityDebitTransferV05 camt.051.001.05 SWIFT N/A
GetStandingOrderV03 camt.069.001.03 SWIFT N/A
ReturnStandingOrderV04 camt.070.001.04 SWIFT N/A
DeleteStandingOrderV03 camt.071.001.03 SWIFT N/A
Last updated on:
23 October 2018
Change/Verify Account Identification

(Recommended Message Transport Mode: TBD)

acmt - Account Management

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report Diagrams
IdentificationModificationAdviceV02 acmt.022.001.02 GUF N/A MDR

Download (1)

IdentificationVerificationRequestV02 acmt.023.001.02 GUF N/A
IdentificationVerificationReportV02 acmt.024.001.02 GUF N/A
Last updated on:
31 May 2013
(1) Unzip the zipped file in a separate local folder. In that folder or any subfolder, double click on the .wmf or .png file of your choice, and the diagram file will be shown.
Creditor Payment Activation Request

(Recommended Message Transport Mode: Active)

pain - Payments Initiation

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report & MUG
CreditorPaymentActivationRequestV06 pain.013.001.06 CBI N/A

MDR 

CreditorPaymentActivationRequestStatusReportV06 pain.014.001.06 CBI N/A
Last updated on:
30 January 2017
Cross-border Transaction Currency Control Reporting (CTCCR)

(Recommended Message Transport Mode: Active)

auth - Authorities

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
ContractRegistrationRequestV01 auth.018.001.01 RU-CMPG N/A

MDR

ContractRegistrationConfirmationV01 auth.019.001.01 RU-CMPG N/A
ContractRegistrationClosureRequestV01 auth.020.001.01 RU-CMPG N/A
ContractRegistrationAmendmentRequestV01 auth.021.001.01 RU-CMPG N/A
ContractRegistrationStatementV01 auth.022.001.01 RU-CMPG N/A
ContractRegistrationStatementRequestV01 auth.023.001.01 RU-CMPG N/A
PaymentRegulatoryInformationNotificationV01 auth.024.001.01 RU-CMPG N/A
CurrencyControlSupportingDocumentDeliveryV01 auth.025.001.01 RU-CMPG N/A
CurrencyControlRequestOrLetterV01 auth.026.001.01 RU-CMPG N/A
CurrencyControlStatusAdviceV01 auth.027.001.01 RU-CMPG N/A
Last updated on:
11 March 2016
Exceptions and Investigations

(Recommended Message Transport Mode: Active)

camt - Cash Management

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
UnableToApplyV06 camt.026.001.06 SWIFT N/A MDR
ClaimNonReceiptV06 camt.027.001.06 SWIFT N/A
AdditionalPaymentInformationV08 camt.028.001.08 SWIFT N/A
ResolutionOfInvestigationV08 camt.029.001.08 SWIFT N/A
NotificationOfCaseAssignmentV04 camt.030.001.04 SWIFT Download
RejectInvestigationV05 camt.031.001.05 SWIFT N/A
CancelCaseAssignmentV03 camt.032.001.03 SWIFT Download
RequestForDuplicateV05 camt.033.001.05 SWIFT N/A
DuplicateV05 camt.034.001.05 SWIFT N/A
ProprietaryFormatInvestigationV04 camt.035.001.04 SWIFT N/A
DebitAuthorisationResponseV04 camt.036.001.04 SWIFT N/A
DebitAuthorisationRequestV06 camt.037.001.06 SWIFT N/A
CaseStatusReportRequestV03 camt.038.001.03 SWIFT Download
CaseStatusReportV04 camt.039.001.04 SWIFT Download
CustomerPaymentCancellationRequestV07 camt.055.001.07 SWIFT N/A
FIToFIPaymentCancellationRequestV07 camt.056.001.07 SWIFT N/A
RequestToModifyPaymentV05 camt.087.001.05 SWIFT N/A
Last updated on:
08 February 2018
Notification to Receive

(Recommended Message Transport Mode: Active)

camt - Cash Management

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
NotificationToReceiveV05 camt.057.001.05 SWIFT N/A MDR
NotificationToReceiveCancellationAdviceV05 camt.058.001.05 SWIFT N/A
NotificationToReceiveStatusReportV05 camt.059.001.05 SWIFT N/A
Last updated on:
08 February 2016
Payments Clearing and Settlement

(Recommended Message Transport Mode: Active)

pacs - Payments Clearing and Settlement

Use of the message definitions below in a real-time payment environment are supported by message usage guidelines defined by the ISO 20022 RTPG.

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
FIToFIPaymentStatusReportV09 pacs.002.001.09 SWIFT N/A

MDR

FIToFICustomerDirectDebitV07 pacs.003.001.07 SWIFT N/A
PaymentReturnV08 pacs.004.001.08 SWIFT N/A
FIToFIPaymentReversalV08 pacs.007.001.08 SWIFT N/A
FIToFICustomerCreditTransferV07 pacs.008.001.07 SWIFT N/A
FinancialInstitutionCreditTransferV07 pacs.009.001.07 SWIFT N/A
FinancialInstitutionDirectDebitV02 pacs.010.001.02 SWIFT N/A
FIToFIPaymentStatusRequestV02 pacs.028.001.02 SWIFT & EPC N/A
Last updated on:
08 February 2018
Payments Initiation

(Recommended Message Transport Mode: Active)

pain - Payments Initiation

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
CustomerCreditTransferInitiationV08 pain.001.001.08 ISTH N/A MDR
CustomerPaymentStatusReportV09 pain.002.001.09 ISTH N/A
CustomerPaymentReversalV08 pain.007.001.08 SWIFT N/A
CustomerDirectDebitInitiationV07 pain.008.001.07 ISTH N/A
Last updated on:
08 February 2018
Payments Mandates

(Recommended Message Transport Mode: Active)

pain - Payments Initiation

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report & MUG
MandateInitiationRequestV05 pain.009.001.05 SWIFT N/A

MDR

MandateAmendmentRequestV05 pain.010.001.05 SWIFT N/A
MandateCancellationRequestV05 pain.011.001.05 SWIFT N/A
MandateAcceptanceReportV05 pain.012.001.05 SWIFT N/A
MandateCopyRequestV01 pain.017.001.01 SWIFT & SABS N/A
MandateSuspensionRequestV01 pain.018.001.01 SWIFT & SABS N/A
Last updated on:
30 January 2017
Stand-alone Remittance Advice

(Recommended Message Transport Mode: Active)

remt - Payments Remittance Advice

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
RemittanceAdviceV03 remt.001.001.03 IFX/OAGi N/A MDR
RemittanceLocationAdviceV01 remt.002.001.01 IFX/OAGi N/A
Last updated on:
30 January 2017