ISO 20022 Payments messages

This section gives access to the description of the latest version of ISO 20022 Payments message sets and their variants. Previous versions remain available in the ISO 20022 Message Archive.

The following documentation is available on this page:

  • a Message Definition Report (MDR) and, when necessary, a Message Usage Guide (MUG) fully describing each message set
  • the schema of each message definition
  • examples of message instances, when provided by the submitting organization.

The e-Repository includes all current and previous versions of ISO 20022 message definitions, their variants and extensions in a processable EMF format.

 

List of ISO 20022 payments message definitions per message set

 

Account Switching

(Recommended Message Transport Mode: TBD)

acmt - Account Management

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
AccountSwitchInformationRequestV02 acmt.027.001.02 Payments UK See MDR Part 1 Section 7 MDR
AccountSwitchInformationResponseV02 acmt.028.001.02 Payments UK  
AccountSwitchCancelExistingPaymentV02 acmt.029.001.02 Payments UK  
AccountSwitchRequestRedirectionV02 acmt.030.001.02 Payments UK  
AccountSwitchRequestBalanceTransferV02 acmt.031.001.02 Payments UK  
AccountSwitchBalanceTransferAcknowledgementV02 acmt.032.001.02 Payments UK  
AccountSwitchNotifyAccountSwitchCompleteV02 acmt.033.001.02 Payments UK  
AccountSwitchRequestPaymentV02 acmt.034.001.02 Payments UK  
AccountSwitchPaymentResponseV02 acmt.035.001.02 Payments UK  
AccountSwitchTerminationSwitchV01 acmt.036.001.01 Payments UK  
AccountSwitchTechnicalRejectionV02 acmt.037.001.02 Payments UK  
Last updated on:
19 February 2019
Authorities Financial Investigations

(Recommended Message Transport Mode: TBD)

auth - Authorities

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report Diagrams
InformationRequestOpeningV01 auth.001.001.01 FFI N/A MDR Download (1)
InformationRequestResponseV01 auth.002.001.01 FFI N/A
InformationRequestStatusChangeNotificationV01 auth.003.001.01 FFI N/A
Last updated on:
31 May 2013
(1) Unzip the zipped file in a separate local folder. In that folder or any subfolder, double click on the .wmf or .png file of your choice, and the diagram file will be shown.
Bank Account Management

(Recommended Message Transport Mode: Active)

acmt - Account Management

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
AccountOpeningRequestV02 acmt.007.001.02 SWIFT N/A MDR
AccountOpeningAmendmentRequestV02 acmt.008.001.02 SWIFT N/A
AccountOpeningAdditionalInformationRequestV02 acmt.009.001.02 SWIFT N/A
AccountRequestAcknowledgementV02 acmt.010.001.02 SWIFT N/A
AccountRequestRejectionV02 acmt.011.001.02 SWIFT N/A
AccountAdditionalInformationRequestV02 acmt.012.001.02 SWIFT N/A
AccountReportRequestV02 acmt.013.001.02 SWIFT N/A
AccountReportV02 acmt.014.001.02 SWIFT N/A
AccountExcludedMandateMaintenanceRequestV02 acmt.015.001.02 SWIFT N/A
AccountExcludedMandateMaintenanceAmendmentRequestV02 acmt.016.001.02 SWIFT N/A
AccountMandateMaintenanceRequestV02 acmt.017.001.02 SWIFT N/A
AccountMandateMaintenanceAmendmentRequestV02 acmt.018.001.02 SWIFT N/A
AccountClosingRequestV02 acmt.019.001.02 SWIFT N/A
AccountClosingAmendmentRequestV02 acmt.020.001.02 SWIFT N/A
AccountClosingAdditionalInformationRequestV02 acmt.021.001.02 SWIFT N/A
Last updated on:
31 May 2013
Bank-to-Customer Cash Management

(Recommended Message Transport Mode: Active)

camt - Cash Management

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
BankToCustomerAccountReportV08 camt.052.001.08 ISTH N/A MDR
BankToCustomerStatementV08 camt.053.001.08 ISTH N/A
BankToCustomerDebitCreditNotificationV08 camt.054.001.08 ISTH N/A
AccountReportingRequestV05 camt.060.001.05 SWIFT N/A
Last updated on:
19 February 2019
Bank Services Billing

(Recommended Message Transport Mode: Active)

camt - Cash Management

The message definition below is intended for use with the Business Application Header.

Message Name

Msg ID (Schema) Submitting Organisation Instances Msg Def Report & MUG
BankServicesBillingStatementV03 camt.086.001.03 TWIST & SWIFT N/A MDR
MUG 
Last updated on:
19 February 2019
Cash Management

(Recommended Message Transport Mode: Active)

camt - Cash Management

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
GetAccountV07 camt.003.001.07 SWIFT N/A MDR
ReturnAccountV08 camt.004.001.08 SWIFT N/A
GetTransactionV08 camt.005.001.08 SWIFT N/A
ReturnTransactionV08 camt.006.001.08 SWIFT N/A
ModifyTransactionV08 camt.007.001.08 SWIFT N/A
CancelTransactionV08 camt.008.001.08 SWIFT N/A
GetLimitV07 camt.009.001.07 SWIFT N/A
ReturnLimitV08 camt.010.001.08 SWIFT N/A
ModifyLimitV07 camt.011.001.07 SWIFT N/A
DeleteLimitV07 camt.012.001.07 SWIFT N/A
GetMemberV04 camt.013.001.04 SWIFT N/A
ReturnMemberV04 camt.014.001.04 SWIFT N/A
ModifyMemberV04 camt.015.001.04 SWIFT N/A
GetCurrencyExchangeRateV04 camt.016.001.04 SWIFT N/A
ReturnCurrencyExchangeRateV04 camt.017.001.04 SWIFT N/A
GetBusinessDayInformationV05 camt.018.001.05 SWIFT N/A
ReturnBusinessDayInformationV07 camt.019.001.07 SWIFT N/A
GetGeneralBusinessInformationV04 camt.020.001.04 SWIFT N/A
ReturnGeneralBusinessInformationV06 camt.021.001.06 SWIFT N/A
BackupPaymentV07 camt.023.001.07 SWIFT N/A
ModifyStandingOrderV06 camt.024.001.06 SWIFT N/A
ReceiptV05 camt.025.001.05 SWIFT N/A
GetReservationV05 camt.046.001.05 SWIFT N/A
ReturnReservationV06 camt.047.001.06 SWIFT N/A
ModifyReservationV05 camt.048.001.05 SWIFT N/A
DeleteReservationV05 camt.049.001.05 SWIFT N/A
LiquidityCreditTransferV05 camt.050.001.05 SWIFT N/A
LiquidityDebitTransferV05 camt.051.001.05 SWIFT N/A
GetStandingOrderV03 camt.069.001.03 SWIFT N/A
ReturnStandingOrderV04 camt.070.001.04 SWIFT N/A
DeleteStandingOrderV03 camt.071.001.03 SWIFT N/A
Last updated on:
23 October 2018
Change/Verify Account Identification

(Recommended Message Transport Mode: TBD)

acmt - Account Management

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report Diagrams
IdentificationModificationAdviceV02 acmt.022.001.02 GUF N/A MDR

Download (1)

IdentificationVerificationRequestV02 acmt.023.001.02 GUF N/A
IdentificationVerificationReportV02 acmt.024.001.02 GUF N/A
Last updated on:
31 May 2013
(1) Unzip the zipped file in a separate local folder. In that folder or any subfolder, double click on the .wmf or .png file of your choice, and the diagram file will be shown.
Creditor Payment Activation Request

(Recommended Message Transport Mode: Active)

pain - Payments Initiation

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report & MUG
CreditorPaymentActivationRequestV07 pain.013.001.07 CBI N/A

MDR 

CreditorPaymentActivationRequestStatusReportV07 pain.014.001.07 CBI N/A
Last updated on:
19 February 2019
Cross-border Transaction Currency Control Reporting (CTCCR)

(Recommended Message Transport Mode: Active)

auth - Authorities

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
ContractRegistrationRequestV01 auth.018.001.01 RU-CMPG N/A

MDR

ContractRegistrationConfirmationV01 auth.019.001.01 RU-CMPG N/A
ContractRegistrationClosureRequestV01 auth.020.001.01 RU-CMPG N/A
ContractRegistrationAmendmentRequestV01 auth.021.001.01 RU-CMPG N/A
ContractRegistrationStatementV01 auth.022.001.01 RU-CMPG N/A
ContractRegistrationStatementRequestV01 auth.023.001.01 RU-CMPG N/A
PaymentRegulatoryInformationNotificationV01 auth.024.001.01 RU-CMPG N/A
CurrencyControlSupportingDocumentDeliveryV01 auth.025.001.01 RU-CMPG N/A
CurrencyControlRequestOrLetterV01 auth.026.001.01 RU-CMPG N/A
CurrencyControlStatusAdviceV01 auth.027.001.01 RU-CMPG N/A
Last updated on:
11 March 2016
Exceptions and Investigations

(Recommended Message Transport Mode: Active)

camt - Cash Management

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
UnableToApplyV07 camt.026.001.07 SWIFT N/A MDR
ClaimNonReceiptV07 camt.027.001.07 SWIFT N/A
AdditionalPaymentInformationV09 camt.028.001.09 SWIFT N/A
ResolutionOfInvestigationV09 camt.029.001.09 SWIFT N/A
NotificationOfCaseAssignmentV05 camt.030.001.05 SWIFT N/A
RejectInvestigationV06 camt.031.001.06 SWIFT N/A
CancelCaseAssignmentV04 camt.032.001.04 SWIFT N/A
RequestForDuplicateV06 camt.033.001.06 SWIFT N/A
DuplicateV06 camt.034.001.06 SWIFT N/A
ProprietaryFormatInvestigationV05 camt.035.001.05 SWIFT N/A
DebitAuthorisationResponseV05 camt.036.001.05 SWIFT N/A
DebitAuthorisationRequestV07 camt.037.001.07 SWIFT N/A
CaseStatusReportRequestV04 camt.038.001.04 SWIFT N/A
CaseStatusReportV05 camt.039.001.05 SWIFT N/A
CustomerPaymentCancellationRequestV08 camt.055.001.08 SWIFT N/A
FIToFIPaymentCancellationRequestV08 camt.056.001.08 SWIFT N/A
RequestToModifyPaymentV06 camt.087.001.06 SWIFT N/A
Last updated on:
19 February 2019
Notification to Receive

(Recommended Message Transport Mode: Active)

camt - Cash Management

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
NotificationToReceiveV06 camt.057.001.06 SWIFT N/A MDR
NotificationToReceiveCancellationAdviceV06 camt.058.001.06 SWIFT N/A
NotificationToReceiveStatusReportV06 camt.059.001.06 SWIFT N/A
Last updated on:
19 February 2019
Payments Clearing and Settlement

(Recommended Message Transport Mode: Active)

pacs - Payments Clearing and Settlement

Use of the message definitions below in a real-time payment environment are supported by message usage guidelines defined by the ISO 20022 RTPG.

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
FIToFIPaymentStatusReportV10 pacs.002.001.10 SWIFT N/A

MDR

FIToFICustomerDirectDebitV08 pacs.003.001.08 SWIFT N/A
PaymentReturnV09 pacs.004.001.09 SWIFT N/A
FIToFIPaymentReversalV09 pacs.007.001.09 SWIFT N/A
FIToFICustomerCreditTransferV08 pacs.008.001.08 SWIFT N/A
FinancialInstitutionCreditTransferV08 pacs.009.001.08 SWIFT N/A
FinancialInstitutionDirectDebitV03 pacs.010.001.03 SWIFT N/A
FIToFIPaymentStatusRequestV03 pacs.028.001.03 SWIFT & EPC N/A
Last updated on:
19 February 2019
Payments Initiation

(Recommended Message Transport Mode: Active)

pain - Payments Initiation

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
CustomerCreditTransferInitiationV09 pain.001.001.09 ISTH N/A MDR
CustomerPaymentStatusReportV10 pain.002.001.10 ISTH N/A
CustomerPaymentReversalV09 pain.007.001.09 SWIFT N/A
CustomerDirectDebitInitiationV08 pain.008.001.08 ISTH N/A
Last updated on:
19 February 2019
Payments Mandates

(Recommended Message Transport Mode: Active)

pain - Payments Initiation

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report & MUG
MandateInitiationRequestV06 pain.009.001.06 SWIFT N/A

MDR

MandateAmendmentRequestV06 pain.010.001.06 SWIFT N/A
MandateCancellationRequestV06 pain.011.001.06 SWIFT N/A
MandateAcceptanceReportV06 pain.012.001.06 SWIFT N/A
MandateCopyRequestV02 pain.017.001.02 SWIFT & SABS N/A
MandateSuspensionRequestV02 pain.018.001.02 SWIFT & SABS N/A
Last updated on:
19 February 2019
Stand-alone Remittance Advice

(Recommended Message Transport Mode: Active)

remt - Payments Remittance Advice

Message Name Msg ID (Schema) Submitting Organisation Instances Msg Def Report
RemittanceAdviceV04 remt.001.001.04 IFX/OAGi N/A MDR
RemittanceLocationAdviceV02 remt.002.001.02 IFX/OAGi N/A
Last updated on:
19 February 2019