<?xml version="1.0" encoding="UTF-8"?><!--Generated by SWIFTStandards Workstation (build:R7.1.0.4) on 2010 Apr 21 16:01:27--><xs:schema xmlns="urn:iso:std:iso:20022:tech:xsd:acmt.009.001.01" xmlns:xs="http://www.w3.org/2001/XMLSchema" elementFormDefault="qualified" targetNamespace="urn:iso:std:iso:20022:tech:xsd:acmt.009.001.01">
    <xs:element name="Document" type="Document"/>
    <xs:complexType name="AccountIdentification4Choice">
        <xs:sequence>
            <xs:choice>
                <xs:element name="IBAN" type="IBAN2007Identifier"/>
                <xs:element name="Othr" type="GenericAccountIdentification1"/>
            </xs:choice>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="AccountOpeningAdditionalInformationRequestV01">
        <xs:sequence>
            <xs:element name="Refs" type="References3"/>
            <xs:element maxOccurs="unbounded" minOccurs="1" name="OrgId" type="OrganisationIdentification6"/>
            <xs:element name="Acct" type="CustomerAccount1"/>
            <xs:element name="AcctSvcrId" type="BranchAndFinancialInstitutionIdentification4"/>
            <xs:element maxOccurs="1" minOccurs="0" name="UndrlygMstrAgrmt" type="ContractDocument1"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="DgtlSgntr" type="PartyAndSignature1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="AccountSchemeName1Choice">
        <xs:sequence>
            <xs:choice>
                <xs:element name="Cd" type="ExternalAccountIdentification1Code"/>
                <xs:element name="Prtry" type="Max35Text"/>
            </xs:choice>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="AccountStatus3Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="ENAB"/>
            <xs:enumeration value="DISA"/>
            <xs:enumeration value="DELE"/>
            <xs:enumeration value="FORM"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ActiveCurrencyCode">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{3,3}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="AddressType2Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="ADDR"/>
            <xs:enumeration value="PBOX"/>
            <xs:enumeration value="HOME"/>
            <xs:enumeration value="BIZZ"/>
            <xs:enumeration value="MLTO"/>
            <xs:enumeration value="DLVY"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="AnyBICIdentifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="BICIdentifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="BranchAndFinancialInstitutionIdentification4">
        <xs:sequence>
            <xs:element name="FinInstnId" type="FinancialInstitutionIdentification7"/>
            <xs:element maxOccurs="1" minOccurs="0" name="BrnchId" type="BranchData2"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="BranchData2">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="Id" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PstlAdr" type="PostalAddress6"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="CashAccountType2">
        <xs:sequence>
            <xs:choice>
                <xs:element name="Cd" type="CashAccountType4Code"/>
                <xs:element name="Prtry" type="Max35Text"/>
            </xs:choice>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="CashAccountType4Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="CASH"/>
            <xs:enumeration value="CHAR"/>
            <xs:enumeration value="COMM"/>
            <xs:enumeration value="TAXE"/>
            <xs:enumeration value="CISH"/>
            <xs:enumeration value="TRAS"/>
            <xs:enumeration value="SACC"/>
            <xs:enumeration value="CACC"/>
            <xs:enumeration value="SVGS"/>
            <xs:enumeration value="ONDP"/>
            <xs:enumeration value="MGLD"/>
            <xs:enumeration value="NREX"/>
            <xs:enumeration value="MOMA"/>
            <xs:enumeration value="LOAN"/>
            <xs:enumeration value="SLRY"/>
            <xs:enumeration value="ODFT"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="ClearingSystemIdentification2Choice">
        <xs:sequence>
            <xs:choice>
                <xs:element name="Cd" type="ExternalClearingSystemIdentification1Code"/>
                <xs:element name="Prtry" type="Max35Text"/>
            </xs:choice>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="ClearingSystemMemberIdentification2">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="ClrSysId" type="ClearingSystemIdentification2Choice"/>
            <xs:element name="MmbId" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="CodeOrProprietary1Choice">
        <xs:sequence>
            <xs:choice>
                <xs:element name="Cd" type="Max4Text"/>
                <xs:element name="Prtry" type="GenericIdentification13"/>
            </xs:choice>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="ContactDetails2">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="NmPrfx" type="NamePrefix1Code"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PhneNb" type="PhoneNumber"/>
            <xs:element maxOccurs="1" minOccurs="0" name="MobNb" type="PhoneNumber"/>
            <xs:element maxOccurs="1" minOccurs="0" name="FaxNb" type="PhoneNumber"/>
            <xs:element maxOccurs="1" minOccurs="0" name="EmailAdr" type="Max2048Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Othr" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="ContractDocument1">
        <xs:sequence>
            <xs:element name="Ref" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SgnOffDt" type="ISODate"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Vrsn" type="Max6Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="CountryCode">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{2,2}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="CustomerAccount1">
        <xs:sequence>
            <xs:element name="Id" type="AccountIdentification4Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max70Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Sts" type="AccountStatus3Code"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="CashAccountType2"/>
            <xs:element name="Ccy" type="ActiveCurrencyCode"/>
            <xs:element maxOccurs="1" minOccurs="0" name="MnthlyPmtVal" type="ImpliedCurrencyAndAmount"/>
            <xs:element maxOccurs="1" minOccurs="0" name="MnthlyRcvdVal" type="ImpliedCurrencyAndAmount"/>
            <xs:element maxOccurs="1" minOccurs="0" name="MnthlyTxNb" type="Max5NumericText"/>
            <xs:element maxOccurs="1" minOccurs="0" name="AvrgBal" type="ImpliedCurrencyAndAmount"/>
            <xs:element maxOccurs="1" minOccurs="0" name="AcctPurp" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="FlrNtfctnAmt" type="ImpliedCurrencyAndAmount"/>
            <xs:element maxOccurs="1" minOccurs="0" name="ClngNtfctnAmt" type="ImpliedCurrencyAndAmount"/>
            <xs:element maxOccurs="1" minOccurs="0" name="StmtCycl" type="Frequency3Code"/>
            <xs:element maxOccurs="1" minOccurs="0" name="ClsgDt" type="ISODate"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="Rstrctn" type="Restriction1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="DateAndPlaceOfBirth">
        <xs:sequence>
            <xs:element name="BirthDt" type="ISODate"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PrvcOfBirth" type="Max35Text"/>
            <xs:element name="CityOfBirth" type="Max35Text"/>
            <xs:element name="CtryOfBirth" type="CountryCode"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="Document">
        <xs:sequence>
            <xs:element name="AcctOpngAddtlInfReq" type="AccountOpeningAdditionalInformationRequestV01"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="ExternalAccountIdentification1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalClearingSystemIdentification1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="5"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalFinancialInstitutionIdentification1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalOrganisationIdentification1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalPersonIdentification1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="FinancialIdentificationSchemeName1Choice">
        <xs:sequence>
            <xs:choice>
                <xs:element name="Cd" type="ExternalFinancialInstitutionIdentification1Code"/>
                <xs:element name="Prtry" type="Max35Text"/>
            </xs:choice>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="FinancialInstitutionIdentification7">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="BIC" type="BICIdentifier"/>
            <xs:element maxOccurs="1" minOccurs="0" name="ClrSysMmbId" type="ClearingSystemMemberIdentification2"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PstlAdr" type="PostalAddress6"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Othr" type="GenericFinancialIdentification1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="Frequency3Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="YEAR"/>
            <xs:enumeration value="MNTH"/>
            <xs:enumeration value="QURT"/>
            <xs:enumeration value="MIAN"/>
            <xs:enumeration value="WEEK"/>
            <xs:enumeration value="DAIL"/>
            <xs:enumeration value="TEND"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="GenericAccountIdentification1">
        <xs:sequence>
            <xs:element name="Id" type="Max34Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="AccountSchemeName1Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="GenericFinancialIdentification1">
        <xs:sequence>
            <xs:element name="Id" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="FinancialIdentificationSchemeName1Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="GenericIdentification13">
        <xs:sequence>
            <xs:element name="Id" type="Max4AlphaNumericText"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="Max35Text"/>
            <xs:element name="Issr" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="GenericOrganisationIdentification1">
        <xs:sequence>
            <xs:element name="Id" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="OrganisationIdentificationSchemeName1Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="GenericPersonIdentification1">
        <xs:sequence>
            <xs:element name="Id" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="PersonIdentificationSchemeName1Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="IBAN2007Identifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ISODate">
        <xs:restriction base="xs:date"/>
    </xs:simpleType>
    <xs:simpleType name="ISODateTime">
        <xs:restriction base="xs:dateTime"/>
    </xs:simpleType>
    <xs:simpleType name="ImpliedCurrencyAndAmount">
        <xs:restriction base="xs:decimal">
            <xs:fractionDigits value="5"/>
            <xs:totalDigits value="18"/>
            <xs:minInclusive value="0"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max140Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="140"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max16Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="16"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max2048Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="2048"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max34Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="34"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max35Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="35"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max4AlphaNumericText">
        <xs:restriction base="xs:string">
            <xs:pattern value="[a-zA-Z0-9]{1,4}"/>
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max4Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max5NumericText">
        <xs:restriction base="xs:string">
            <xs:pattern value="[0-9]{1,5}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max6Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="6"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max70Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="70"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="MessageIdentification1">
        <xs:sequence>
            <xs:element name="Id" type="Max35Text"/>
            <xs:element name="CreDtTm" type="ISODateTime"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="NamePrefix1Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="DOCT"/>
            <xs:enumeration value="MIST"/>
            <xs:enumeration value="MISS"/>
            <xs:enumeration value="MADM"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="OrganisationIdentification6">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="BIC" type="AnyBICIdentifier"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="Othr" type="GenericOrganisationIdentification1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="OrganisationIdentificationSchemeName1Choice">
        <xs:sequence>
            <xs:choice>
                <xs:element name="Cd" type="ExternalOrganisationIdentification1Code"/>
                <xs:element name="Prtry" type="Max35Text"/>
            </xs:choice>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="Party8Choice">
        <xs:sequence>
            <xs:choice>
                <xs:element name="OrgId" type="OrganisationIdentification6"/>
                <xs:element name="PrvtId" type="PersonIdentification5"/>
            </xs:choice>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="PartyAndSignature1">
        <xs:sequence>
            <xs:element name="Pty" type="PartyIdentification41"/>
            <xs:element name="Sgntr" type="ProprietaryData3"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="PartyIdentification41">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PstlAdr" type="PostalAddress6"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Id" type="Party8Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CtryOfRes" type="CountryCode"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CtctDtls" type="ContactDetails2"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="PersonIdentification5">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="DtAndPlcOfBirth" type="DateAndPlaceOfBirth"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="Othr" type="GenericPersonIdentification1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="PersonIdentificationSchemeName1Choice">
        <xs:sequence>
            <xs:choice>
                <xs:element name="Cd" type="ExternalPersonIdentification1Code"/>
                <xs:element name="Prtry" type="Max35Text"/>
            </xs:choice>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="PhoneNumber">
        <xs:restriction base="xs:string">
            <xs:pattern value="\+[0-9]{1,3}-[0-9()+\-]{1,30}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="PostalAddress6">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="AdrTp" type="AddressType2Code"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Dept" type="Max70Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SubDept" type="Max70Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="StrtNm" type="Max70Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="BldgNb" type="Max16Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PstCd" type="Max16Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="TwnNm" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CtrySubDvsn" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Ctry" type="CountryCode"/>
            <xs:element maxOccurs="7" minOccurs="0" name="AdrLine" type="Max70Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="ProprietaryData3">
        <xs:sequence>
            <xs:any namespace="##any" processContents="skip"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="References3">
        <xs:sequence>
            <xs:element name="MsgId" type="MessageIdentification1"/>
            <xs:element name="ReqToBeCmpltdId" type="MessageIdentification1"/>
            <xs:element name="PrcId" type="MessageIdentification1"/>
            <xs:element maxOccurs="unbounded" minOccurs="1" name="ReqRsn" type="Max35Text"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="AttchdDocNm" type="Max70Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="Restriction1">
        <xs:sequence>
            <xs:element name="RstrctnTp" type="CodeOrProprietary1Choice"/>
            <xs:element name="VldFr" type="ISODateTime"/>
            <xs:element maxOccurs="1" minOccurs="0" name="VldUntil" type="ISODateTime"/>
        </xs:sequence>
    </xs:complexType>
</xs:schema>
