<?xml version="1.0" encoding="UTF-8"?>
<!--Generated by Standards Editor (build:R2.4.8) on 2026 Oct 02 11:07:37, ISO 20022 version : 2013-->
<xs:schema xmlns="urn:iso:std:iso:20022:tech:xsd:camt.090.001.02" xmlns:xs="http://www.w3.org/2001/XMLSchema" elementFormDefault="qualified" targetNamespace="urn:iso:std:iso:20022:tech:xsd:camt.090.001.02">
    <xs:element name="Document" type="Document"/>
    <xs:complexType name="AccountIdentification4Choice">
        <xs:choice>
            <xs:element name="IBAN" type="IBAN2007Identifier"/>
            <xs:element name="Othr" type="GenericAccountIdentification1"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="AccountSchemeName1Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalAccountIdentification1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:simpleType name="ActiveOrHistoricCurrencyCode">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{3,3}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="CashAccount40">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="Id" type="AccountIdentification4Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="CashAccountType2Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Ccy" type="ActiveOrHistoricCurrencyCode"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max70Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Prxy" type="ProxyAccountIdentification1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="CashAccountType2Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalCashAccountType1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="CashInstructionStatus1Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalCashInstructionStatus1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="CashObligationHeader2">
        <xs:sequence>
            <xs:element name="OrgnlBizReq" type="OriginalBusinessReport1"/>
            <xs:element maxOccurs="1" minOccurs="0" name="MktInfrstrctrTxId" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="CashObligationStatus3">
        <xs:sequence>
            <xs:element name="NetPosId" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CshAcct" type="CashAccount40"/>
            <xs:element name="Sts" type="CashInstructionStatus1Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="StsRsn" type="CashObligationStatusReason1"/>
            <xs:element maxOccurs="1" minOccurs="0" name="AcctSvcrRef" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="CashObligationStatusAdviceV02">
        <xs:sequence>
            <xs:element name="StsHdr" type="CashObligationHeader2"/>
            <xs:element maxOccurs="unbounded" minOccurs="1" name="NetPosSts" type="CashObligationStatus3"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="SplmtryData" type="SupplementaryData1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="CashObligationStatusReason1">
        <xs:sequence>
            <xs:element name="Rsn" type="CashObligationStatusReason1Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="AddtlInf" type="Max105Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="CashObligationStatusReason1Choice">
        <xs:choice>
            <xs:element maxOccurs="1" minOccurs="0" name="Cd" type="CashObligationStatusReason1Code"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:simpleType name="CashObligationStatusReason1Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="INTR"/>
            <xs:enumeration value="INOS"/>
            <xs:enumeration value="INPF"/>
            <xs:enumeration value="OTHR"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="Document">
        <xs:sequence>
            <xs:element name="CshOblgtnStsAdvc" type="CashObligationStatusAdviceV02"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="ExternalAccountIdentification1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalCashAccountType1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalCashInstructionStatus1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalProxyAccountType1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="GenericAccountIdentification1">
        <xs:sequence>
            <xs:element name="Id" type="Max34Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="AccountSchemeName1Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="IBAN2007Identifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ISODateTime">
        <xs:restriction base="xs:dateTime"/>
    </xs:simpleType>
    <xs:simpleType name="Max105Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="105"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max2048Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="2048"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max34Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="34"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max350Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="350"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max35Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="35"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max70Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="70"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="OriginalBusinessReport1">
        <xs:sequence>
            <xs:element name="MsgId" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="MsgNmId" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CreDtTm" type="ISODateTime"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="ProxyAccountIdentification1">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="ProxyAccountType1Choice"/>
            <xs:element name="Id" type="Max2048Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="ProxyAccountType1Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalProxyAccountType1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="SupplementaryData1">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="PlcAndNm" type="Max350Text"/>
            <xs:element name="Envlp" type="SupplementaryDataEnvelope1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="SupplementaryDataEnvelope1">
        <xs:sequence>
            <xs:any namespace="##any" processContents="lax"/>
        </xs:sequence>
    </xs:complexType>
</xs:schema>
