<?xml version="1.0" encoding="UTF-8"?>
<!--Generated by Standards Editor on 2026 Mar 02 17:21:21, ISO 20022 version : 2013-->
<xs:schema xmlns="urn:iso:std:iso:20022:tech:xsd:acmt.018.001.05" xmlns:xs="http://www.w3.org/2001/XMLSchema" elementFormDefault="qualified" targetNamespace="urn:iso:std:iso:20022:tech:xsd:acmt.018.001.05">
    <xs:element name="Document" type="Document"/>
    <xs:complexType name="AccountContract2">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="TrgtGoLiveDt" type="ISODate"/>
            <xs:element maxOccurs="1" minOccurs="0" name="TrgtClsgDt" type="ISODate"/>
            <xs:element maxOccurs="1" minOccurs="0" name="UrgcyFlg" type="YesNoIndicator"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="AccountForAction1">
        <xs:sequence>
            <xs:element name="Id" type="AccountIdentification4Choice"/>
            <xs:element name="Ccy" type="ActiveCurrencyCode"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="AccountIdentification4Choice">
        <xs:choice>
            <xs:element name="IBAN" type="IBAN2007Identifier"/>
            <xs:element name="Othr" type="GenericAccountIdentification1"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="AccountMandateMaintenanceAmendmentRequestV05">
        <xs:sequence>
            <xs:element name="Refs" type="References4"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Fr" type="OrganisationIdentification39"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CtrctDts" type="AccountContract2"/>
            <xs:element maxOccurs="1" minOccurs="0" name="UndrlygMstrAgrmt" type="ContractDocument1"/>
            <xs:element maxOccurs="unbounded" minOccurs="1" name="AcctId" type="AccountForAction1"/>
            <xs:element name="AcctSvcrId" type="BranchAndFinancialInstitutionIdentification8"/>
            <xs:element maxOccurs="1" minOccurs="0" name="OrgId" type="OrganisationIdentification39"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="Mndt" type="OperationMandate6"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="Grp" type="Group5"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="DgtlSgntr" type="PartyAndSignature4"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="SplmtryData" type="SupplementaryData1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="AccountSchemeName1Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalAccountIdentification1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:simpleType name="ActiveCurrencyAndAmount_SimpleType">
        <xs:restriction base="xs:decimal">
            <xs:fractionDigits value="5"/>
            <xs:totalDigits value="18"/>
            <xs:minInclusive value="0"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="ActiveCurrencyAndAmount">
        <xs:simpleContent>
            <xs:extension base="ActiveCurrencyAndAmount_SimpleType">
                <xs:attribute name="Ccy" type="ActiveCurrencyCode" use="required"/>
            </xs:extension>
        </xs:simpleContent>
    </xs:complexType>
    <xs:simpleType name="ActiveCurrencyCode">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{3,3}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="AddressType2Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="ADDR"/>
            <xs:enumeration value="PBOX"/>
            <xs:enumeration value="HOME"/>
            <xs:enumeration value="BIZZ"/>
            <xs:enumeration value="MLTO"/>
            <xs:enumeration value="DLVY"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="AddressType3Choice">
        <xs:choice>
            <xs:element name="Cd" type="AddressType2Code"/>
            <xs:element name="Prtry" type="GenericIdentification30"/>
        </xs:choice>
    </xs:complexType>
    <xs:simpleType name="AnyBICDec2014Identifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z0-9]{4,4}[A-Z]{2,2}[A-Z0-9]{2,2}([A-Z0-9]{3,3}){0,1}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="Authorisation2">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="MaxAmtByTx" type="FixedAmountOrUnlimited1Choice"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="MaxAmtByPrd" type="MaximumAmountByPeriod1"/>
            <xs:element maxOccurs="1" minOccurs="0" name="MaxAmtByBlkSubmissn" type="FixedAmountOrUnlimited1Choice"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="BICFIDec2014Identifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z0-9]{4,4}[A-Z]{2,2}[A-Z0-9]{2,2}([A-Z0-9]{3,3}){0,1}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="BankTransactionCodeStructure4">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="Domn" type="BankTransactionCodeStructure5"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Prtry" type="ProprietaryBankTransactionCodeStructure1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="BankTransactionCodeStructure5">
        <xs:sequence>
            <xs:element name="Cd" type="ExternalBankTransactionDomain1Code"/>
            <xs:element name="Fmly" type="BankTransactionCodeStructure6"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="BankTransactionCodeStructure6">
        <xs:sequence>
            <xs:element name="Cd" type="ExternalBankTransactionFamily1Code"/>
            <xs:element name="SubFmlyCd" type="ExternalBankTransactionSubFamily1Code"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="BranchAndFinancialInstitutionIdentification8">
        <xs:sequence>
            <xs:element name="FinInstnId" type="FinancialInstitutionIdentification23"/>
            <xs:element maxOccurs="1" minOccurs="0" name="BrnchId" type="BranchData5"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="BranchData5">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="Id" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="LEI" type="LEIIdentifier"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PstlAdr" type="PostalAddress27"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="Channel2Choice">
        <xs:choice>
            <xs:element name="Cd" type="CommunicationMethod3Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="ClearingSystemIdentification2Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalClearingSystemIdentification1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="ClearingSystemMemberIdentification2">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="ClrSysId" type="ClearingSystemIdentification2Choice"/>
            <xs:element name="MmbId" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="CommunicationMethod3Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="EMAL"/>
            <xs:enumeration value="FAXI"/>
            <xs:enumeration value="POST"/>
            <xs:enumeration value="PHON"/>
            <xs:enumeration value="FILE"/>
            <xs:enumeration value="ONLI"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="Contact13">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="NmPrfx" type="NamePrefix2Code"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PhneNb" type="PhoneNumber"/>
            <xs:element maxOccurs="1" minOccurs="0" name="MobNb" type="PhoneNumber"/>
            <xs:element maxOccurs="1" minOccurs="0" name="FaxNb" type="PhoneNumber"/>
            <xs:element maxOccurs="1" minOccurs="0" name="URLAdr" type="Max2048Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="EmailAdr" type="Max256Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="EmailPurp" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="JobTitl" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Rspnsblty" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Dept" type="Max70Text"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="Othr" type="OtherContact1"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PrefrdMtd" type="PreferredContactMethod2Code"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="ContractDocument1">
        <xs:sequence>
            <xs:element name="Ref" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SgnOffDt" type="ISODate"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Vrsn" type="Max6Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="CountryCode">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{2,2}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="DateAndPlaceOfBirth1">
        <xs:sequence>
            <xs:element name="BirthDt" type="ISODate"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PrvcOfBirth" type="Max35Text"/>
            <xs:element name="CityOfBirth" type="Max35Text"/>
            <xs:element name="CtryOfBirth" type="CountryCode"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="Document">
        <xs:sequence>
            <xs:element name="AcctMndtMntncAmdmntReq" type="AccountMandateMaintenanceAmendmentRequestV05"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="Exact4AlphaNumericText">
        <xs:restriction base="xs:string">
            <xs:pattern value="[a-zA-Z0-9]{4}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalAccountIdentification1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalBankTransactionDomain1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalBankTransactionFamily1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalBankTransactionSubFamily1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalClearingSystemIdentification1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="5"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalFinancialInstitutionIdentification1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalOrganisationIdentification1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ExternalPersonIdentification1Code">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="FinancialIdentificationSchemeName1Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalFinancialInstitutionIdentification1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="FinancialInstitutionIdentification23">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="BICFI" type="BICFIDec2014Identifier"/>
            <xs:element maxOccurs="1" minOccurs="0" name="ClrSysMmbId" type="ClearingSystemMemberIdentification2"/>
            <xs:element maxOccurs="1" minOccurs="0" name="LEI" type="LEIIdentifier"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PstlAdr" type="PostalAddress27"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Othr" type="GenericFinancialIdentification1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="FixedAmountOrUnlimited1Choice">
        <xs:choice>
            <xs:element name="Amt" type="ActiveCurrencyAndAmount"/>
            <xs:element name="NotLtd" type="Unlimited9Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="GenericAccountIdentification1">
        <xs:sequence>
            <xs:element name="Id" type="Max34Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="AccountSchemeName1Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="GenericFinancialIdentification1">
        <xs:sequence>
            <xs:element name="Id" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="FinancialIdentificationSchemeName1Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="GenericIdentification30">
        <xs:sequence>
            <xs:element name="Id" type="Exact4AlphaNumericText"/>
            <xs:element name="Issr" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="GenericOrganisationIdentification3">
        <xs:sequence>
            <xs:element name="Id" type="Max256Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="OrganisationIdentificationSchemeName1Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="GenericPersonIdentification2">
        <xs:sequence>
            <xs:element name="Id" type="Max256Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="PersonIdentificationSchemeName1Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="Group5">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="ModCd" type="Modification1Code"/>
            <xs:element name="GrpId" type="Max4AlphaNumericText"/>
            <xs:element maxOccurs="unbounded" minOccurs="1" name="Pty" type="PartyAndCertificate7"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="IBAN2007Identifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ISODate">
        <xs:restriction base="xs:date"/>
    </xs:simpleType>
    <xs:simpleType name="ISODateTime">
        <xs:restriction base="xs:dateTime"/>
    </xs:simpleType>
    <xs:simpleType name="LEIIdentifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z0-9]{18,18}[0-9]{2,2}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max10KBinary">
        <xs:restriction base="xs:base64Binary">
            <xs:minLength value="1"/>
            <xs:maxLength value="10240"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max128Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="128"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max140Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="140"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max15PlusSignedNumericText">
        <xs:restriction base="xs:string">
            <xs:pattern value="[\+]{0,1}[0-9]{1,15}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max16Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="16"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max2048Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="2048"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max256Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="256"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max34Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="34"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max350Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="350"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max35Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="35"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max3NumericText">
        <xs:restriction base="xs:string">
            <xs:pattern value="[0-9]{1,3}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max4AlphaNumericText">
        <xs:restriction base="xs:string">
            <xs:pattern value="[a-zA-Z0-9]{1,4}"/>
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max4Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="4"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max6Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="6"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max70Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="70"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="MaximumAmountByPeriod1">
        <xs:sequence>
            <xs:element name="MaxAmt" type="ActiveCurrencyAndAmount"/>
            <xs:element name="NbOfDays" type="Max3NumericText"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="MessageIdentification1">
        <xs:sequence>
            <xs:element name="Id" type="Max35Text"/>
            <xs:element name="CreDtTm" type="ISODateTime"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="Modification1Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="NOCH"/>
            <xs:enumeration value="MODI"/>
            <xs:enumeration value="DELE"/>
            <xs:enumeration value="ADDD"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="NamePrefix2Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="DOCT"/>
            <xs:enumeration value="MADM"/>
            <xs:enumeration value="MISS"/>
            <xs:enumeration value="MIST"/>
            <xs:enumeration value="MIKS"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="OperationMandate6">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="ModCd" type="Modification1Code"/>
            <xs:element name="Id" type="Max35Text"/>
            <xs:element maxOccurs="unbounded" minOccurs="1" name="AplblChanl" type="Channel2Choice"/>
            <xs:element name="ReqrdSgntrNb" type="Max15PlusSignedNumericText"/>
            <xs:element name="SgntrOrdrInd" type="YesNoIndicator"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="MndtHldr" type="PartyAndAuthorisation6"/>
            <xs:element maxOccurs="unbounded" minOccurs="1" name="BkOpr" type="BankTransactionCodeStructure4"/>
            <xs:element maxOccurs="1" minOccurs="0" name="StartDt" type="ISODate"/>
            <xs:element maxOccurs="1" minOccurs="0" name="EndDt" type="ISODate"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="OrganisationIdentification39">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="AnyBIC" type="AnyBICDec2014Identifier"/>
            <xs:element maxOccurs="1" minOccurs="0" name="LEI" type="LEIIdentifier"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="Othr" type="GenericOrganisationIdentification3"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="OrganisationIdentificationSchemeName1Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalOrganisationIdentification1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="OtherContact1">
        <xs:sequence>
            <xs:element name="ChanlTp" type="Max4Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Id" type="Max128Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="Party52Choice">
        <xs:choice>
            <xs:element name="OrgId" type="OrganisationIdentification39"/>
            <xs:element name="PrvtId" type="PersonIdentification18"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="PartyAndAuthorisation6">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="ModCd" type="Modification1Code"/>
            <xs:element name="PtyOrGrp" type="PartyOrGroup3Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SgntrOrdr" type="Max15PlusSignedNumericText"/>
            <xs:element name="Authstn" type="Authorisation2"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="PartyAndCertificate6">
        <xs:sequence>
            <xs:element name="Pty" type="PartyIdentification272"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Cert" type="Max10KBinary"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="PartyAndCertificate7">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="ModCd" type="Modification1Code"/>
            <xs:element name="Pty" type="PartyIdentification272"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Cert" type="Max10KBinary"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="PartyAndSignature4">
        <xs:sequence>
            <xs:element name="Pty" type="PartyIdentification272"/>
            <xs:element name="Sgntr" type="SkipPayload"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="PartyIdentification272">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PstlAdr" type="PostalAddress27"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Id" type="Party52Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CtryOfRes" type="CountryCode"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CtctDtls" type="Contact13"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="PartyOrGroup3Choice">
        <xs:choice>
            <xs:element name="GrpId" type="Max4AlphaNumericText"/>
            <xs:element name="Pty" type="PartyAndCertificate6"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="PersonIdentification18">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="DtAndPlcOfBirth" type="DateAndPlaceOfBirth1"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="Othr" type="GenericPersonIdentification2"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="PersonIdentificationSchemeName1Choice">
        <xs:choice>
            <xs:element name="Cd" type="ExternalPersonIdentification1Code"/>
            <xs:element name="Prtry" type="Max35Text"/>
        </xs:choice>
    </xs:complexType>
    <xs:simpleType name="PhoneNumber">
        <xs:restriction base="xs:string">
            <xs:pattern value="\+[0-9]{1,3}-[0-9()+\-]{1,30}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="PostalAddress27">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="AdrTp" type="AddressType3Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CareOf" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Dept" type="Max70Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SubDept" type="Max70Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="StrtNm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="BldgNb" type="Max16Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="BldgNm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Flr" type="Max70Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="UnitNb" type="Max16Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PstBx" type="Max16Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Room" type="Max70Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="PstCd" type="Max16Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="TwnNm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="TwnLctnNm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="DstrctNm" type="Max140Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CtrySubDvsn" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Ctry" type="CountryCode"/>
            <xs:element maxOccurs="7" minOccurs="0" name="AdrLine" type="Max70Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="PreferredContactMethod2Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="MAIL"/>
            <xs:enumeration value="FAXX"/>
            <xs:enumeration value="LETT"/>
            <xs:enumeration value="CELL"/>
            <xs:enumeration value="ONLI"/>
            <xs:enumeration value="PHON"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="ProprietaryBankTransactionCodeStructure1">
        <xs:sequence>
            <xs:element name="Cd" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="References4">
        <xs:sequence>
            <xs:element name="MsgId" type="MessageIdentification1"/>
            <xs:element name="PrcId" type="MessageIdentification1"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="AttchdDocNm" type="Max70Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="SkipPayload">
        <xs:sequence>
            <xs:any namespace="##any" processContents="skip"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="SupplementaryData1">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="PlcAndNm" type="Max350Text"/>
            <xs:element name="Envlp" type="SupplementaryDataEnvelope1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="SupplementaryDataEnvelope1">
        <xs:sequence>
            <xs:any namespace="##any" processContents="lax"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="Unlimited9Text">
        <xs:restriction base="xs:string">
            <xs:pattern value="UNLIMITED"/>
            <xs:length value="9"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="YesNoIndicator">
        <xs:restriction base="xs:boolean"/>
    </xs:simpleType>
</xs:schema>
