<?xml version="1.0" encoding="UTF-8"?>
<!--Generated by Standards Editor (build:R1.0.41.3) on 2013 May 27 11:39:38, ISO 20022 version : 2013-->
<xs:schema xmlns="urn:iso:std:iso:20022:tech:xsd:tsmt.044.001.01" xmlns:xs="http://www.w3.org/2001/XMLSchema" elementFormDefault="qualified" targetNamespace="urn:iso:std:iso:20022:tech:xsd:tsmt.044.001.01">
    <xs:element name="Document" type="Document"/>
    <xs:complexType name="AccountIdentification3Choice">
        <xs:choice>
            <xs:element name="IBAN" type="IBANIdentifier"/>
            <xs:element name="BBAN" type="BBANIdentifier"/>
            <xs:element name="UPIC" type="UPICIdentifier"/>
            <xs:element name="PrtryAcct" type="SimpleIdentificationInformation2"/>
        </xs:choice>
    </xs:complexType>
    <xs:complexType name="Adjustment4">
        <xs:sequence>
            <xs:choice>
                <xs:element name="Tp" type="AdjustmentType2Code"/>
                <xs:element name="OthrAdjstmntTp" type="Max35Text"/>
            </xs:choice>
            <xs:element name="Drctn" type="AdjustmentDirection1Code"/>
            <xs:element name="Amt" type="CurrencyAndAmount"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="AdjustmentDirection1Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="ADDD"/>
            <xs:enumeration value="SUBS"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="AdjustmentType2Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="REBA"/>
            <xs:enumeration value="DISC"/>
            <xs:enumeration value="CREN"/>
            <xs:enumeration value="SURC"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="BBANIdentifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[a-zA-Z0-9]{1,30}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="BICIdentification1">
        <xs:sequence>
            <xs:element name="BIC" type="BICIdentifier"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="BICIdentifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="CashAccount7">
        <xs:sequence>
            <xs:element name="Id" type="AccountIdentification3Choice"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="CashAccountType2"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Ccy" type="CurrencyCode"/>
            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max70Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="CashAccountType2">
        <xs:sequence>
            <xs:choice>
                <xs:element name="Cd" type="CashAccountType4Code"/>
                <xs:element name="Prtry" type="Max35Text"/>
            </xs:choice>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="CashAccountType4Code">
        <xs:restriction base="xs:string">
            <xs:enumeration value="CASH"/>
            <xs:enumeration value="CHAR"/>
            <xs:enumeration value="COMM"/>
            <xs:enumeration value="TAXE"/>
            <xs:enumeration value="CISH"/>
            <xs:enumeration value="TRAS"/>
            <xs:enumeration value="SACC"/>
            <xs:enumeration value="CACC"/>
            <xs:enumeration value="SVGS"/>
            <xs:enumeration value="ONDP"/>
            <xs:enumeration value="MGLD"/>
            <xs:enumeration value="NREX"/>
            <xs:enumeration value="MOMA"/>
            <xs:enumeration value="LOAN"/>
            <xs:enumeration value="SLRY"/>
            <xs:enumeration value="ODFT"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="CountryCode">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{2,2}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="CurrencyAndAmount_SimpleType">
        <xs:restriction base="xs:decimal">
            <xs:fractionDigits value="5"/>
            <xs:totalDigits value="18"/>
            <xs:minInclusive value="0"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="CurrencyAndAmount">
        <xs:simpleContent>
            <xs:extension base="CurrencyAndAmount_SimpleType">
                <xs:attribute name="Ccy" type="CurrencyCode" use="required"/>
            </xs:extension>
        </xs:simpleContent>
    </xs:complexType>
    <xs:simpleType name="CurrencyCode">
        <xs:restriction base="xs:string">
            <xs:pattern value="[A-Z]{3,3}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="Document">
        <xs:sequence>
            <xs:element name="InttToPayNtfctn" type="IntentToPayNotificationV01"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="DocumentIdentification7">
        <xs:sequence>
            <xs:element name="Id" type="Max35Text"/>
            <xs:element name="DtOfIsse" type="ISODate"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="FinancialInstitutionIdentification4Choice">
        <xs:choice>
            <xs:element name="BIC" type="BICIdentifier"/>
            <xs:element name="NmAndAdr" type="NameAndAddress6"/>
        </xs:choice>
    </xs:complexType>
    <xs:simpleType name="IBANIdentifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[a-zA-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="ISODate">
        <xs:restriction base="xs:date"/>
    </xs:simpleType>
    <xs:simpleType name="ISODateTime">
        <xs:restriction base="xs:dateTime"/>
    </xs:simpleType>
    <xs:complexType name="IntentToPay1">
        <xs:sequence>
            <xs:choice>
                <xs:element name="ByPurchsOrdr" type="ReportLine3"/>
                <xs:element name="ByComrclInvc" type="ReportLine4"/>
            </xs:choice>
            <xs:element name="XpctdPmtDt" type="ISODate"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SttlmTerms" type="SettlementTerms2"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="IntentToPayNotificationV01">
        <xs:sequence>
            <xs:element name="NtfctnId" type="MessageIdentification1"/>
            <xs:element name="TxId" type="SimpleIdentificationInformation"/>
            <xs:element maxOccurs="1" minOccurs="0" name="SubmitrTxRef" type="SimpleIdentificationInformation"/>
            <xs:element name="BuyrBk" type="BICIdentification1"/>
            <xs:element name="SellrBk" type="BICIdentification1"/>
            <xs:element name="InttToPay" type="IntentToPay1"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="InvoiceIdentification1">
        <xs:sequence>
            <xs:element name="InvcNb" type="Max35Text"/>
            <xs:element name="IsseDt" type="ISODate"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="Max16Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="16"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max34Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="34"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max35Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="35"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:simpleType name="Max70Text">
        <xs:restriction base="xs:string">
            <xs:minLength value="1"/>
            <xs:maxLength value="70"/>
        </xs:restriction>
    </xs:simpleType>
    <xs:complexType name="MessageIdentification1">
        <xs:sequence>
            <xs:element name="Id" type="Max35Text"/>
            <xs:element name="CreDtTm" type="ISODateTime"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="NameAndAddress6">
        <xs:sequence>
            <xs:element name="Nm" type="Max70Text"/>
            <xs:element name="Adr" type="PostalAddress2"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="PostalAddress2">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="StrtNm" type="Max70Text"/>
            <xs:element name="PstCdId" type="Max16Text"/>
            <xs:element name="TwnNm" type="Max35Text"/>
            <xs:element maxOccurs="1" minOccurs="0" name="CtrySubDvsn" type="Max35Text"/>
            <xs:element name="Ctry" type="CountryCode"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="ReportLine2">
        <xs:sequence>
            <xs:element name="TxId" type="Max35Text"/>
            <xs:element name="PurchsOrdrRef" type="DocumentIdentification7"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="Adjstmnt" type="Adjustment4"/>
            <xs:element name="NetAmt" type="CurrencyAndAmount"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="ReportLine3">
        <xs:sequence>
            <xs:element name="PurchsOrdrRef" type="DocumentIdentification7"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="Adjstmnt" type="Adjustment4"/>
            <xs:element name="NetAmt" type="CurrencyAndAmount"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="ReportLine4">
        <xs:sequence>
            <xs:element name="ComrclDocRef" type="InvoiceIdentification1"/>
            <xs:element maxOccurs="unbounded" minOccurs="0" name="Adjstmnt" type="Adjustment4"/>
            <xs:element name="NetAmt" type="CurrencyAndAmount"/>
            <xs:element maxOccurs="unbounded" minOccurs="1" name="BrkdwnByPurchsOrdr" type="ReportLine2"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="SettlementTerms2">
        <xs:sequence>
            <xs:element maxOccurs="1" minOccurs="0" name="CdtrAgt" type="FinancialInstitutionIdentification4Choice"/>
            <xs:element name="CdtrAcct" type="CashAccount7"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="SimpleIdentificationInformation">
        <xs:sequence>
            <xs:element name="Id" type="Max35Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:complexType name="SimpleIdentificationInformation2">
        <xs:sequence>
            <xs:element name="Id" type="Max34Text"/>
        </xs:sequence>
    </xs:complexType>
    <xs:simpleType name="UPICIdentifier">
        <xs:restriction base="xs:string">
            <xs:pattern value="[0-9]{8,17}"/>
        </xs:restriction>
    </xs:simpleType>
</xs:schema>
